Welcome to DeSimone Financial Inc. in Brick, New Jersey.
Better Insurance Starts Here.
Google Rating
5.0 54 reviews
Auto + home, condo or renter. Best deal.
Cars, trucks, luxury, exotics, & motorcycles.
Homes, condos, landlords, renters & more.
Term life, whole life, & more
Liability, tools, employees, & more.
Liability, tools, employees & more
We work with the most reputable insurance companies to find the best match for you!
Get personalized insurance quotes in 3 simple steps.
DeSimone Financial Inc.‘s streamlined process makes it easy to get your insurance policy started. Our simple three step process provides quality coverage with expert guidance by knowledgeable agents. We’re ready to help you get started in New Jersey.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
24/7 access to everything you need.
Our state-of-the-art portal allows businesses and familis to locate, purchase, and manage specialized insurance policies quickly. Weeks of waiting and stacks of paperwork are officially obsolete.
Policy Changes
Report a Claim
Request Certificates
Download Documents
Client Testimonials.
5.0 54 reviews
See why families and businesses across New Jersey trust DeSimone Financial Inc. for comprehensive insurance protection.
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Joe Gallini Jr.
★★★★★
2 months ago
I have used Chris for over ten years to insure my home and multiple cars. He has always been very helpful and goes out of his way to get you the information that you need. I’ve always felt like he cared about me and my family and always … More wanted to give us the best service possible. Give him a chance to insure you and you won’t be sorry you did. -
Melissa Coniglione
★★★★★
4 months ago
If I can give 10 stars I would! I was in search of a new auto and home policy since the rates on mine were consistently going up. I had been with my old policy for over 20 years so I was a little nervous.I called and got Chris on the phone … More he was fantastic I had a million questions and he answered every single one of them, what I really loved is if he was not 100% on the answer he would find out and call me back rather then tell me what I “wanted “ to hear to get the policy written. I had a unique situation and Chris was factual and honest. He also ended up saving me a few hundred a year with a higher coverages and the same deductibles.If you are scrolling because you need to change insurances I would recommend you call Chris.Thank you Chris!
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Daniel J. Carroll
★★★★★
9 months ago
I was having issues with an online insurance company that caused frustrating delays, so I searched for an insurance agent near me and found Chris at Allstate. From the moment I called, he answered right away and went above and beyond to … More help. His commitment to customer service is truly outstanding. Every interaction with him has been nothing but impressive. If Chris says he's going to figure something out, he absolutely will. We trust Chris and his team completely, and I highly recommend him to anyone looking for a reliable and knowledgeable insurance agent!
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Peggy Lennon
★★★★★
a year ago
Very pleased after discussing my policy and getting answers to my questions from Chris and his staff. They are always pleasant and professional whenever I call the office. I have recommended friends to go to Allstate insurance because I … More told them that I’ve always had quick, understandable, and honest responses from Chris and his staff. Great job!!!
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Donna Earnest
★★★★★
a year ago
Anastacia has been fantastic over the past 10+ months ever since my wife's passing. She has made everything very easy for me. Everything from name changes to reviewing policies has been a simple process thanks to her. 10/10 Rating! … More
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James Russo
★★★★★
3 months ago
Chris and Nicole were very helpful in obtaining info from the ALLSTATE WEBSITE which I have had a running battle with since the inception of the policy. They 'picked up the ball" when ALLSATE dropped it and calmed my frustrations … More and prevented me from making a bad, spiteful decision. All is good now.Jim Russo
Personal insurance options for New Jersey individuals and families.
Home Insurance
Your home is one of your most valuable assets. It deserves protection that’s simple, reliable, and tailored to your needs. We help families across Brick and throughout New Jersey secure homeowners insurance that delivers peace of mind with personalized service.
Auto Insurance
Auto Insurance in Brick & Across New Jersey. Driving in New Jersey comes with risks. At DeSimone Financial Inc., we shop multiple carriers to get you protection that fits your needs and budget, without compromise.
Umbrella Insurance
Umbrella insurance is critical to your insurance plan. Life can be unpredictable. As much as we plan for the best, sometimes the worst can happen. This is where umbrella insurance comes in to provide you with additional coverage that goes above and beyond to protect you.
High Net-Worth
Protection designed for your life and legacy. DeSimone Financial Inc.‘s Private Client Insurance programs are tailored for high-net-worth families, covering luxury homes, secondary and vacation rentals, high-value autos, jewelry, fine art, and more, all with personalized protection built around your lifestyle.
Let’s get your business protected.
Every business is unique, and so are the risks you face. At DeSimone Financial Inc., we partner with companies across New Jersey to build smarter insurance and risk management strategies. By combining innovative technology with decades of experience, we deliver more than coverage, we help you reduce risk, control costs, and adapt with confidence.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. It covers situations where someone is injured on your business premises or if the business activities cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability for accidents and physical damage coverage for the vehicles.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Professional Liability
Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.
Specialized Commercial Insurance Programs.
DeSimone Financial Inc. specializes in helping businesses with hard to place risks.
Builders Risk
This coverage is vital for projects of all sizes, from residential homes to large commercial developments.
Construction and Contractors
Protect your projects, crew, and equipment with comprehensive construction insurance coverage tailored to your job site needs.
Liquor Liability
Liquor Liability Insurance is a specialized insurance policy designed to protect businesses that manufacture, sell, or serve alcohol.
About DeSimone Financial Inc.
Insuring New Jersey communities with personalized insurance services.
With offices located in Brick, New Jersey, the team at DeSimone Financial Inc. works with clients all across the state of New Jersey to ensure they have the coverage they need for their specific situations.
All of our clients are unique and our experienced agents take the time to become familiar with clients to present customized insurance options. Whether it’s Home Insurance, Car Insurance, Life Insurance, Private Client, Business Insurance, or Trucking Insurance, DeSimone Financial Inc. can determine the perfect plan at an affordable price.
Finding the appropriate insurance on your own is no easy task, but our team is here to do the hard part for you so you can be reassured that whichever plan you choose, you are covered.
Questions About Insurance?
We’ve Got Answers.
To get a quote for Commercial Auto Insurance, you will need to provide details about your business operations, the types and number of vehicles to be insured, the primary use of each vehicle, driver information, and any previous claims history. This information helps insurers assess risk and provide an accurate quote.
Commercial Auto Insurance covers vehicles used for business purposes and typically offers higher liability limits than Personal Auto Insurance. It also includes coverage options specifically designed for business use, such as Hired and Non-Owned Auto Coverage and higher liability limits.
Yes, Commercial Auto Insurance allows you to cover multiple vehicles under a single policy. This is particularly beneficial for businesses with a fleet of vehicles, providing comprehensive coverage and simplifying policy management.
Yes, if your employees use their personal vehicles for business purposes, you should consider Hired and Non-Owned Auto Coverage. This policy provides liability protection in case an employee’s personal vehicle is involved in an accident while performing business tasks.
Commercial Auto Insurance does not cover intentional damage, personal belongings inside the vehicle, or certain types of business equipment. For coverage of personal belongings, consider Personal Property Insurance. For business equipment, Inland Marine Insurance may be appropriate.
The time frame for filing a Workers’ Compensation claim varies by state, but it typically ranges from 30 days to two years from the date of the injury. It’s important for employees to report injuries as soon as possible to ensure timely processing and receipt of benefits.
In most cases, Workers’ Compensation Insurance prevents employees from suing their employer for work-related injuries. This coverage is designed to provide benefits without the need for litigation. However, employees can still sue in cases of gross negligence or intentional harm by the employer.
Don’t see your question? Contact us.
Want to talk?
Let's do it.
Call our New Jersey office today.
